Employment Practices Liability insurance (EPLI): coverage for wrongful acts arising from your employment process. The most frequent types of claims covered under such policies include wrongful termination, discrimination, sexual harassment, and retaliation.
The costs associated with employment practice-related claims can be staggering and are on the rise. Employers may face a number of claims and lawsuits over wrongful termination, discrimination, workplace harassment and retaliation. And a business owner doesn’t even have to be in the wrong to be sued. The right insurance to cover defense costs and damages related to various employment-related claims can be critically important to help protect business assets. We can provide a comprehensive and customizable Employment Practices Liability Insurance (EPLI) designed to help protect business owners and their businesses.
- Full Prior Acts coverage
- Defense Outside the Limits option
- Third-party coverage available for most classes of business
- FLSA available in all states, including CA
- Limits of Liability up to $2,000,000 and as low as $100,000
- Retentions as low as $1,000
- Duty-to-Defend provision
Most carrier also offer Loss Prevention Services at no additional cost.