Professional liability Insurance (E&O)

Regardless of what kind of business you own, customers can claim that something you did on their behalf was done incorrectly, and that this error cost them money or caused them harm in some way.

In the litigious world we live in today, many business owners protect themselves with “Errors and Omissions” insurance (E&O). This type of insurance may be appropriate for anyone who gives advice, makes educated recommendations, designs solutions or represents the needs of others, such as teachers, consultants, software developers, copywriters, Web page designers, placement services, telecommunication carriers or inspectors.

Some Program Highlights:

  • 1st and 3rd Party Coverage Available
  • Stand-alone Available
  • Defense Costs
  • Duty to Defend for Professional Liability
  • Separate Limits for Claims-Made Professional and Occurrence General Liability
  • Full Prior Acts Coverage Available

Although formalizing a contract with your clients can help limit your liability, the largest expense associated with an errors and omissions claim is the legal defense needed to prove liability or innocence. Errors & Omissions policies are designed to cover many of these defense costs and ultimately the final judgment if the business owner does not win the case.

Request a Quote

Contact us today to answer any questions or obtain a quote on this critical coverage.
Call 908-757-666 or send us an email.

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“I highly recommend Kape insurance for your insurance needs. I've been with them since 2007 never had a problem always courteous and very professional handling all my insurance needs. What ever it is from a phone conversation or a email always very quickly responding to my company needs. Great staff ... Alan, Judy & Barbara keep up the good work.” Sincerely, Jose Lugo J & J Elite Carpentry Inc. Elite Stair-Way's LLC

KAPE INSURANCE AGENCY CELEBRATES 55 YEARS

Kape Insurance Agency will be celebrating 55 years in South Plainfield next January. The family-owned and operated business has served the residents of South Plainfield and surrounding areas since 1961, providing a variety of services you’d find at a larger insurance agency with a “personal touch” that was so important to founder Bernard Kape when […]

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