PROTECTION FOR YOUR BOAT , YACHT, or Personal watercraft

Protect your family, guests and your investment when you take the water by obtaining the very best in Marine insurance. We can offer flexible boat/vessel programs designed to provide cost effective protection.

  • Coverage for physical damage from collisions (this includes other boats and submerged objects).
  • Liability for property damage and bodily injuries.
  • Damage to possessions or personal property as well as fishing equipment that were on the boat at the time of the incident.
    Optional Coverages:
  • Damage coverage for hulls, sails, trailers, and motors
  • Towing services and/or assistance if your boat becomes stranded.
  • Mechanical Breakdown – for outboard or inboard/outboard motors
  • Medical Payments
  • Water Sports Coverage – For injuries or damages to property cause by tubing, knee boarding, or wake boarding.
  • Trailer Trip Interruption
  • Fuel Spill Liability Option

Coverage can also be settled on an ACV, Agreed Value or Replacement Cost Basis.

You also may be eligible for a Discount if you have taken a Boater’s Safety course.

Trust your insurance to a business that knows the New Jersey local waterways!


If you have any additional questions please feel free to contact us. Call 908-757-6666 or send us an email,  and one of our representatives will get back to you right away.

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“I highly recommend Kape insurance for your insurance needs. I've been with them since 2007 never had a problem always courteous and very professional handling all my insurance needs. What ever it is from a phone conversation or a email always very quickly responding to my company needs. Great staff ... Alan, Judy & Barbara keep up the good work.” Sincerely, Jose Lugo J & J Elite Carpentry Inc. Elite Stair-Way's LLC

First John Laux Memorial Scholarship recipient

By all accounts, John Laux was a model representative of the industry. John’s decade-long work in the industry was tragically cut short after a brief and hard-fought battle with cancer. He is remembered fondly by all who worked with him. PIA recognized John posthumously with its Company Person of the Year award in 1995, and […]

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