MOTORCYCLE/ATV

We offer coverage for most Motorcycles, including Cruisers, Sport Bikes, Touring Bikes, Dirt Bikes, Mopeds, Scooters, ATVs – even Custom motorcycles and motorcycles more than 25 years old.

We provide coverage for your specific needs, with policy Options including:

  • Accessory coverage: For your personal belongings and gear
  • Transport Trailer coverage: Covers a non-motorized trailer that’s designed for public roads and towed by a vehicle.
  • Roadside Assistance: If you get stuck or your bike is disabled, we’ll tow it to the nearest repair shop for free.
  • Comprehensive and Collision coverage: Physical damage for stolen or damaged motorcycle
  • Bodily Injury/Property Damage Liability: Pays for damages to other vehicles, property (fences, signs, etc.) and injuries to other drivers/motorcyclists and their passengers. This will also pay for legal expenses if you’re sued.
  • Uninsured/Underinsured Motorist coverage: Protects you from and Uninsured driver or Underinsured driver and pays for damages to your motorcycle, your injuries/medical bills and lost wages if you cannot work.
  • Medical Payments: Pays for your medical bills (or your passenger) if you’re in an accident
  • Trip Interruption: This coverage pay for food and lodging expenses if you’re away form home
  • Total Loss coverage: Available if your bike is no more than one model year old on a new policy, and two model years old during a renewal of a TLC policy. If your bike is totaled, we’ll give you the full manufacturer’s suggested retail price for a brand new bike, minus the deductible on your policy.

Discounts Available: Safe Driver, Quote in Advance, Multi-Policy, Pay in Full, Safety Course
Enjoy the Ride and let us give you peace of mind, knowing that you are protected on the road!

Call 908-757-6666 or send us an email.

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“I highly recommend Kape insurance for your insurance needs. I've been with them since 2007 never had a problem always courteous and very professional handling all my insurance needs. What ever it is from a phone conversation or a email always very quickly responding to my company needs. Great staff ... Alan, Judy & Barbara keep up the good work.” Sincerely, Jose Lugo J & J Elite Carpentry Inc. Elite Stair-Way's LLC

First John Laux Memorial Scholarship recipient

By all accounts, John Laux was a model representative of the industry. John’s decade-long work in the industry was tragically cut short after a brief and hard-fought battle with cancer. He is remembered fondly by all who worked with him. PIA recognized John posthumously with its Company Person of the Year award in 1995, and […]

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