Umbrella Liability Policies

A coverage basically affording high limit coverage in excess of the limits of the primary policies as well as additional liability coverage’s. This additional coverage’s are usually subject to a substantial self-insured retention. The term “umbrella” is derived from the fact that it is a separate policy over and above any other basic liability policies the insured may have.

Umbrella Liability Insurance policies provide an important addition to your insurance portfolio. They provide you with additional protection for damages in which you or members of your household may be legally liable.

The policy provides you with additional limits of liability over and above both your Homeowners and Automobile Insurance policies allowing you the peace of mind that your assets are protected.

No matter what specific Umbrella Liability Insurance needs you have, Kape Insurance can work with you to resolve these insurance issues. To begin that process, please fill out a quote request.

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If you have any additional questions please feel free to contact us and one of our representatives will get back to you right away.

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“I highly recommend Kape insurance for your insurance needs. I've been with them since 2007 never had a problem always courteous and very professional handling all my insurance needs. What ever it is from a phone conversation or a email always very quickly responding to my company needs. Great staff ... Alan, Judy & Barbara keep up the good work.” Sincerely, Jose Lugo J & J Elite Carpentry Inc. Elite Stair-Way's LLC

First John Laux Memorial Scholarship recipient

By all accounts, John Laux was a model representative of the industry. John’s decade-long work in the industry was tragically cut short after a brief and hard-fought battle with cancer. He is remembered fondly by all who worked with him. PIA recognized John posthumously with its Company Person of the Year award in 1995, and […]

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