Umbrella Liability Policy

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Umbrella Liability Policies

A coverage basically affording high limit coverage in excess of the limits of the primary policies as well as additional liability coverage’s. This additional coverage’s are usually subject to a substantial self-insured retention. The term “umbrella” is derived from the fact that it is a separate policy over and above any other basic liability policies the insured may have.

Umbrella Liability Insurance policies provide an important addition to your insurance portfolio. They provide you with additional protection for damages in which you or members of your household may be legally liable.

The policy provides you with additional limits of liability over and above both your Home Owner’s and Automobile Insurance policies allowing you the peace of mind that your assets are protected.